Overview of the New Jersey Workers’ Compensation System
Workers’ compensation in New Jersey and the rest of the nation is designed to provide employees who are injured on the job or who have suffered work-related illnesses with prompt access to medical care and wage replacement benefits. This no-fault system does not require a finding of negligence and was meant to balance the rights of employees with the responsibilities of their employers. Although a finding of negligence is not required for a claim to be accepted, there are numerous issues which can impact the rights of workers to obtain full compensation. For that reason, working closely with an experienced Warren County, NJ, workers’ compensation attorney, such as the Pezzano Law Group is always in your best interest.
If You Are Injured on the Job
If you are injured on the job, you are covered by the workers’ compensation insurance your employer is required to carry on all their employees. If it is determined that your injuries were caused by an accident during the course of your employment, you are entitled to receive medical, temporary, and possibly permanent disability benefits. What you should also understand, however, is that the workers’ compensation insurance company is motivated by profits and will do what it can to limit your settlement.
Bringing a Strong Workers’ Comp Claim in Warren County, NJ
Every workers’ compensation claim is specific to the situation at hand. There are, however, important steps you take to help ensure that you present a strong claim that leads to fair compensation. These include:
- Do not delay obtaining the medical care you need. Even if you don’t believe that you were seriously injured, you should take a better safe than sorry approach. Doing so is important to your health outcome and can directly affect your settlement.
- Let your employer, boss, or supervisor know you were injured on the job as soon as you’re able to do so. Provide them with as many specific details as possible, preferably in writing.
- Retain the skilled legal guidance of a trusted workers’ compensation lawyer early in the process. Taking this step can make all the difference in your claim’s resolution.
- Follow your medical team’s advice and instructions carefully. Make your medical provider your advocate with the insurance carrier.
- If you have access to a patient portal, download all of your medical records and review them for accuracy. If the office notes fail to include all your complaints, bring the omissions to the attention of your doctor.
- Do NOT permit the nurse case manager into the examination room with you to place undue influence upon the treating physician.
- Retain your payroll records both before and after the accident to document your lost time from work.
- Keep a diary of your medical treatment and physical/emotional limitations.
Ultimately, the insurance company handling your claim is looking for any reason to pay you less. This includes twisting anything you say to meanings that could diminish the strength of your workers’ compensation case. As a result, it is in your best interest to let your persuasive workers’ comp attorney do all the talking for you. You are advised to stay off social media for the same reason.
Consult with an Experienced Warren County Workers’ Compensation Lawyer Today
The well-respected workers’ compensation attorneys at Pezzano Law Group – proudly serving Warren County, New Jersey – appreciate the significance of your workers’ comp claim. We understand that your life has been turned upside down by an unexpected injury. We will leave no stone unturned in our focused efforts to obtain an optimal outcome for you and your family. We are here to help, so please do not wait to reach out for more information by contacting us online or calling us at 908-454-0200 today.
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