What Industries Are Covered by N.J. Workers’ Compensation Laws?
Workers’ compensation in New Jersey covers virtually every industry. The only exceptions relate to independent contractors and some unpaid interns and volunteers. If you were injured while performing your job, you are almost certainly covered by workers’ compensation. This extends to part-time and seasonal employees. Workers’ compensation law is interpreted broadly. If you’ve suffered a work-related illness or condition, an experienced New Jersey workers’ compensation attorney at Pezzano Law Group is here for you.
If You Work for an Employer, You’re Very Likely Covered
If you are employed by a company or if you have a boss, you can expect to be covered by workers’ compensation insurance. There are few exceptions, and they are strictly defined. Employees in all the following industries are covered:
- Office workers
- Restaurant workers
- Retail staff
- Staff in hospitals, doctor’s offices, and medical facilities
- Construction workers
- Migrant workers
- Factory workers
- Warehouse workers
Workers’ compensation is designed to ensure that employers provide all employees with a safe work environment.
Exceptions to the Rule
There are exceptions to the rule regarding workers’ compensation coverage, but they are carefully defined.
Independent Contractors
Independent contractors are not covered by workers’ compensation because they employ themselves. Simply calling someone an independent contractor, however, does not qualify. To be a true independent contractor in New Jersey, all the following must apply:
- You control your own work hours.
- You use your own work-related tools.
- You’re not economically dependent on a single employer or company.
It should be noted that the court can override an independent contractor classification when the situation suggests a relationship indicative of an employer and employee.
Unpaid Volunteers and Interns
Generally, unpaid volunteers and interns are not covered by workers’ compensation. This is not, however, always the case.
Casual Employees
Casual employees are those who work on an intermittent basis with no advance commitment to ongoing work. These casual workers are often excluded from benefits like workers’ compensation. This casual nature of this situation, however, can evolve into a more permanent employer-employee relationship if the work becomes more frequent and consistent.
Sole Proprietors and Partners
Sole proprietors and business partners who have no employees are not covered by workers’ compensation unless they purchase the coverage for themselves.
Specific Situations
There are a few highly specific circumstances in which employees are not covered when injured on the job. These include the following:
- They were injured while doing something illegal.
- They injured themself intentionally.
- They were injured in the course of intentionally violating a company policy.
Turn to an Experienced New Jersey Workers’ Compensation Lawyer for the Help You Need
If you were injured on the job in virtually any industry, you’re covered by workers’ compensation. A formidable New Jersey workers’ compensation attorney at Pezzano Law Group will spare no effort in our focused pursuit of your rightful compensation. We are on your side and here to help, so please don’t wait to contact us online or call us at 908-454-0200 for more information today.
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