Warren County Car Accident Lawyer

car crash accident on the road car accident for insurance claim

There are moments that divide life into “before” and “after,” and serious car accidents are one of those. At Pezzano Law Group (Warren County office of LCR Law), we know that being in a car accident is not just about property damage or paperwork; it’s about people. It’s about pain, uncertainty, and a system that often feels stacked against you. We’re here to help. If you’ve been injured in a car accident due to another party’s negligence, please don’t hesitate to contact a knowledgeable and dedicated Warren County injury lawyer for a free consultation today.

Common Causes of Car Accidents

Most car accidents aren’t random; they happen because someone, somewhere, was careless. Drivers are held to a duty of care, but every day, that duty is broken in one way or another. Some of the most common causes of car accidents that we see are as follows:

  • Distracted Driving: Texting, changing the music, eating, or using GPS may seem harmless, but taking your eyes off the road for even two seconds can cause disaster.
  • Speeding: The faster a car moves, the harder it hits. Speeding reduces reaction time and increases the severity of impact when a crash occurs.
  • Following Too Closely: Tailgating leaves no margin for error. A moment of inattention is all it takes to cause a rear-end collision.
  • Failure to Yield: Whether it’s ignoring a stop sign, rushing through a merge, or misjudging an intersection, this is one of the leading causes of side-impact crashes.
  • Running Red Lights: These crashes often occur at high speeds and result in devastating injuries, particularly to drivers struck broadside.
  • Driving Under the Influence: Alcohol and drugs, including certain prescription medications, can severely impair judgment and reaction time.
  • Drowsy Driving: Fatigue dulls awareness, blurs focus, and slows reflexes, making it just as dangerous as intoxication.
  • Aggressive Driving: Weaving between lanes, speeding through traffic, or retaliating against other drivers often ends in tragedy.

Types of Car Accident Cases We Handle

Between all car accidents, circumstances vary, the vehicles differ, and every client’s story is unique. At our firm, we handle virtually every type of car accident case, including the following:

  • Rear-End Collisions: Often the result of distracted or impatient driving. These crashes frequently cause whiplash, neck, and back injuries.
  • T-Bone or Side-Impact Crashes: Common at intersections when one driver runs a light or fails to yield.
  • Head-On Collisions: Among the most dangerous, often leading to catastrophic injuries or fatalities.
  • Sideswipe Accidents: Occur when a driver drifts into another lane or fails to check their blind spot.
  • Multi-Vehicle Accidents: Common on major roads like I-78 or Route 22, where chain reactions can involve several vehicles and complicated liability.
  • Rollover Accidents: Often involving SUVs or trucks, these crashes can cause severe trauma and require in-depth accident reconstruction.

No-Fault Insurance & PIP Benefits in New Jersey

New Jersey is a no-fault state, which means that after an accident, your own insurance generally pays for your medical bills and certain out-of-pocket expenses, regardless of who caused the crash. This coverage is called Personal Injury Protection (PIP), and it can help with:

  • Medical expenses, hospital bills, and rehabilitation
  • Lost wages if your injuries keep you from working
  • Essential household services, such as cleaning or child care, while you recover
  • Funeral costs in fatal accidents

However, no-fault insurance only goes so far. Depending on the policy you selected, you may have either a “limited right to sue” or an “unlimited right to sue.” That difference matters. If your injuries meet New Jersey’s “serious injury” threshold, such as permanent disfigurement, significant scarring, or loss of a body part, you may be entitled to pursue a lawsuit against the at-fault driver for additional compensation, including pain and suffering.

Comparative Negligence in New Jersey

Many clients are surprised to learn that fault isn’t always black and white. New Jersey uses a comparative negligence system, which means that more than one person can share responsibility for a crash.

Under this rule, you can still recover compensation even if you were partially at fault, as long as you were not more than 50% responsible. Your total recovery is then reduced by your percentage of fault.

Insurance companies love this rule because it gives them a reason to blame you, even when the other driver’s negligence is clear. That’s why it’s so important to have a lawyer who knows how to gather evidence, reconstruct accidents, and push back against unfair fault claims.

What to Do After a Car Accident in Warren County

After a crash, you may feel disoriented, angry, or even numb. But the steps you take right after can protect your health, your rights, and your potential claim. If you’re in an accident, do everything in your power to take the following steps:

  1. Call 911 immediately: Get medical help and make sure a police report is filed.
  2. Move to a Safe Area: if possible, pull over to the shoulder or away from traffic.
  3. Exchange Information: Get names, contact infor, license plate number, and insurance details.
  4. Take Photos and Videos: Document the scene, your injuries, vehicle damage, and any road conditions.
  5. Speak With Witnesses: Ask for their contact details before they leave the scene.
  6. Seek Medical Attention Right Away: Some injuries don’t appear immediately, so getting checked is important.
  7. Report the Crash to Your Insurer: Keep it factual, but avoid giving recorded statements without legal guidance.
  8. Contact a Car Accident Lawyer: The sooner you avoid a lawyer, the stronger your case will be.

Compensation Available to Car Accident Victims

Every injury is different, and every life is affected in its own way. Depending on the facts of your case, you may be entitled to compensation for the following:

  • Medical expenses, including hospital care, surgery, and physical therapy
  • Future medical costs and ongoing treatment
  • Lost wages and loss of future earning potential
  • Pain and suffering
  • Emotional distress and trauma
  • Permanent disability or disfigurement
  • Loss of consortium (for spouses in severe injury cases)

Putting a dollar amount on pain is difficult, but that’s the work we do every day. We build cases around the full impact an accident has, not just what’s on paper, but what it means for your life moving forward.

Statute of Limitations in New Jersey

Time is one of the most important factors in any personal injury case. In New Jersey, the statute of limitations for filing a car accident lawsuit is two years from the date of the crash. If you miss that deadline, your case will likely be dismissed, no matter how serious your injuries are.

Contact a New Jersey Car Accident Lawyer

A car accident can turn your world upside down, but you don’t have to face the aftermath alone. Pezzano Law Group is proud to represent clients across Warren County and throughout New Jersey, helping injured drivers and passengers recover the compensation they deserve. Contact a knowledgeable and skilled Warren County car accident lawyer from our firm for a free initial consultation today.

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